Complicated pension maths, made simple. Plan your retirement accurately, by yourself, in about five minutes.
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No gamification, no badges, no “pension score.” Just proper tools that give you proper answers.
The age your pot runs out. That’s the bit nobody else tells you. Once you know it, you can change it.
Workplace, old pots, DB schemes, State Pension. Chuck them all in. We’ll make sense of it.
Separate pensions, individual tax, one shared target. Link accounts and sync changes between you.
Property. ISAs. Cash. Big purchases. Isaac models everything, not just the comfortable bits.
UK income tax, personal allowance tapering, England or Scotland bands. HMRC won’t forget, so Isaac doesn’t either.
Retire at 57? Market dips? Live to 97? Create unlimited scenarios and compare them side by side.
Flexible, annuity, or a blend. Model each approach and see which keeps the lights on longest.
One-tap A4 report with your projection, key events, and year-by-year table. Show your adviser.
No ads. No data selling. Encrypted, deletable with one tap. Your numbers are nobody else’s business.
Five tabs. Your entire financial future. Designed to feel like an app you’d actually want to open, not a spreadsheet from 2004.
“I opened my pension statement once. Didn’t understand a word. Put it back in the drawer. That drawer is now load-bearing.”
Age, pension pot, contributions, spending. Four things. Two minutes.
Isaac projects your money year by year to 100. Three scenarios: optimistic, base, cautious. Most people feel better after seeing it, not worse.
Partner, property, ISAs, side income, inheritance. Whatever matters to you.
Drag the sliders, compare scenarios, export a PDF. Keep tweaking until you find a plan that works.
Have a look around for free. When you want the full toolkit, Premium’s there. No pressure, no time limit on the free plan.
Practical guides to help you understand pensions, tax, and planning — written in plain English.
PLSA benchmarks, pension pot sizes, the things people forget, and how to work out your actual number. A 2026 guide with real figures.
Nil-rate bands, the residence allowance, PETs, Business Relief, and the 2027 pension change. Everything you need to know about IHT.
Full amounts for 2026/27, qualifying years, pension age changes, the triple lock, and why filling NI gaps might be the best investment you make.
Five minutes from now you could know exactly where you stand.
Isaac is an educational planning tool - not financial, investment, tax, or legal advice. We’re not authorised or regulated by the FCA. Projections are based on what you put in and aren’t guarantees (pensions and investments can go down as well as up). For proper decisions, always talk to a qualified, FCA-regulated adviser. We do the maths. They do the advice. Between the two, you’re sorted.