Isaac is a comprehensive retirement planning app with monthly check-ins, drawdown strategies, spending curves, property planning, ISA management, and partner planning. Your clients stay engaged year-round with a clear, year-by-year picture – you earn commission on every subscription.
Your clients get 10% off. You earn 10–20% recurring commission. Join in 2 minutes.
Register for the affiliate programme. Takes 2 minutes. We’ll give you a unique referral code and tracking link.
Recommend Isaac at reviews, in newsletters, or via email. Your clients get 10% off when they use your code.
Every time a client subscribes or renews, you earn 10–20% commission. Paid monthly to your account.
Isaac gives your clients a comprehensive planning tool they’ll actually use between meetings. Clear, visual, and completely private.
See exactly when their money runs out under optimistic, base, and cautious scenarios. Every year from now to 100.
Automatic monthly retirement health checks keep clients engaged with their plan between reviews – so they stay on track year-round.
Change retirement age, contributions, or spending and see the impact instantly. Unlimited “what if” scenarios with Premium.
Supports clients already drawing pensions. Model remaining pot, existing annuity income, and state pension already in payment.
Choose between flexible drawdown, full annuity purchase, or a blended approach. Compare strategies side by side.
Model how spending changes through retirement – active early years, quieter middle, care costs later. Plan one-off purchases at specific ages.
Joint retirement modelling with separate pensions, individual tax calculations, and one shared spending target.
Model rental income, freelance work, part-time earnings, and passive income alongside pensions for a complete picture.
Track multiple properties, plan downsizing, and model mortgage repayments. Property equity feeds into the overall retirement picture.
Tax-efficient withdrawal ordering: ISA first, then other investments, then cash, then DC pot. Maximise tax-free income.
England or Scotland tax bands, band freezing, and fiscal drag modelling. Clients see realistic after-tax figures.
Model what’s left for beneficiaries at every age. Clients can plan around legacy goals alongside spending.
Clients export and share professional A4 reports with charts and year-by-year tables – perfect for review meetings.
Built-in educational content covering pension types, tax relief, investment basics, and retirement income options.
Full transparency on calculation methodology. Clients can see exactly how projections are built – reinforcing trust in your recommendations.
Model distinct spending periods through retirement – active early years, settled middle phase, and later-life care costs – for realistic long-term planning.
“77% of UK adults don’t know how much they need to retire. Your clients deserve better than a once-a-year conversation.”
Client data is stored securely on encrypted servers. Never shared with anyone – including you or us.
Isaac shows calculations and scenarios. It never tells clients what to do – that’s your job.
We don’t sell products, manage money, or compete with your services in any way.
Based on £71.99/year per client at 10–20% commission. Recurring annually for as long as clients remain subscribed.
Join the Isaac affiliate programme in 2 minutes. Your clients get 10% off £79.99/yr or £7.99/month, and you earn up to 20% recurring commission on every subscription.
support@isaacmoney.com · isaacmoney.com/advisers
Isaac is an educational planning tool – not financial, investment, tax, or legal advice. We’re not authorised or regulated by the FCA. Projections are based on what the user enters and aren’t guarantees (pensions and investments can go down as well as up). For proper decisions, users should always talk to a qualified, FCA-regulated adviser. Isaac does the maths. Advisers do the advice.