92% of UK employees experienced financial stress last year. Almost half say it makes them less focused at work. Isaac gives every employee a comprehensive retirement planning toolkit – pensions, property, savings, tax, partner planning, and more – for less than the cost of a coffee per head per month.
No financial advice. No IT integration. No jargon. Just honest retirement maths, on their phone, in 2 minutes – with automatic monthly check-ins that drive 45%+ ongoing engagement.
Most employees contribute the minimum because they can’t see the impact of changing. Isaac makes the invisible visible.
Not just a pension calculator – a comprehensive financial wellbeing tool covering pensions, property, savings, tax, and more. Monthly check-ins drive 45%+ ongoing engagement, turning a one-off tool into an ongoing benefit.
See exactly when money runs out. Every year from now to 100, with DC pots, DB pensions, and State Pension combined.
Automatic monthly retirement health checks keep employees engaged between reviews – the #1 driver of ongoing participation.
Model different retirement paths side by side. What if I retire at 60 vs 67? What if I increase contributions by 2%?
Model multiple properties, track mortgages, and plan downsizing. See how housing wealth feeds into retirement income.
Tax-efficient withdrawal ordering – ISA first, then other investments, then DC pot. Maximise take-home income in retirement.
Flexible drawdown, full annuity, or a blended approach. Employees model which strategy suits their risk appetite and lifestyle.
Model spending changes through retirement – active years, slowing down, later life. Plan one-off costs like new cars or home renovations.
Rental income, freelancing, part-time work, passive income. Model additional earnings alongside pensions for a complete picture.
Joint retirement modelling for partners with different pensions, ages, and retirement dates. Individual tax, combined spending, one household view.
England and Scotland tax bands, band freezing, and fiscal drag modelling. Accurate take-home projections for every employee.
Employees can see what they’ll leave behind. Model estate values, pension death benefits, and property inheritance.
Supports employees at all career stages – including those already drawing pensions, with lump sum and annuity tracking.
Professional A4 reports with charts that employees can export and share with their financial adviser or pension provider.
Built-in educational content covering pension types, tax relief, investment basics, and retirement income. Employee education on tap.
Anonymised engagement stats: activation rates, sessions, monthly check-in completion, feature usage. No individual financial data ever shared.
All financial data lives on the employee’s phone. Nothing is stored on our servers. No DPA required.
“How Our Model Works” – employees can see exactly how projections are calculated. Full transparency builds trust.
“Financial support isn’t a ‘nice to have’. It’s a core business issue. When people feel more positive about their money, they’re more focused, more engaged and able to perform better at work.”
No procurement headaches, no IT dependencies, no legal review. Just a conversation, an agreement, and activation codes.
15 minutes. We learn about your team, pension scheme, and goals. We’ll show you a live demo tailored to a typical employee at your company.
Simple order form. Annual billing via invoice or Stripe. No legal paperwork required – employee data never touches our servers.
Staff download Isaac from the App Store or Google Play, enter a code, and see their personalised retirement projection in 2 minutes. Monthly check-ins then keep them engaged automatically – no chasing required.
Every tier includes all premium features. No hidden fees, no per-feature charges. Annual billing only – keeps it simple.
Financial data is stored on the employee’s phone. Never on our servers. Never shared with the employer.
You buy access codes. Employees activate themselves. No names, emails or payroll data leaves your organisation.
No employee data is processed on your behalf. No legal paperwork, no InfoSec review required.
Book a 15-minute call and we’ll show you how Isaac’s comprehensive planning tools and monthly check-ins drive real employee engagement. No commitment, no hard sell – just a look.
support@isaacmoney.com · isaacmoney.com/employers
Isaac is an educational planning tool – not financial, investment, tax, or legal advice. We’re not authorised or regulated by the FCA. Projections are based on what the employee enters and aren’t guarantees (pensions and investments can go down as well as up). For proper decisions, employees should always talk to a qualified, FCA-regulated adviser. Isaac does the maths. Advisers do the advice.